🇺🇸 United States
AML Compliance for US Financial Institutions
Meet FinCEN, BSA, and OFAC requirements with AI-native technology. Trusted by US banks, credit unions, and fintech companies.
100+
US Institutions
85%
False Positive Reduction
<100ms
Detection Latency
$8.5M
Avg Annual Savings
US Regulatory Requirements
FinCEN & BSA Compliance
- ✓AML Program Requirements: Written policies, designated officer, training, independent testing
- ✓SAR Filing: Automated SAR generation within 30-day requirement
- ✓CTR Reporting: Currency transaction reports for $10K+ cash transactions
- ✓Customer Due Diligence: CDD Rule (31 CFR 1010.230) compliance
OFAC Sanctions Screening
- ✓SDN List Screening: Real-time checks against OFAC specially designated nationals
- ✓Sectoral Sanctions: SSI list monitoring for restricted entities
- ✓Country-Based Sanctions: Comprehensive sanctions program compliance
- ✓Fuzzy Matching: Advanced name matching with false positive reduction
Built for US Financial Institutions
🏛️
Federal Reserve SR 11-7
Model risk management framework aligned with Fed guidance on ML model validation, governance, and ongoing monitoring.
📋
FinCEN 314(b)
Secure information sharing with other financial institutions under FinCEN 314(b) safe harbor provisions for AML investigations.
🔍
CDD Rule Compliance
Automated beneficial ownership verification and ongoing customer due diligence monitoring per the CDD Final Rule.
Regulatory Examination Preparedness
Our platform is designed to exceed expectations during OCC, Federal Reserve, FDIC, and state regulator examinations:
Complete Audit Trails
- • Full transaction history and decision explanations
- • Model validation documentation
- • Alert disposition tracking
- • SAR filing timeline evidence
Explainable AI
- • Feature importance for risk scores
- • Model attribution and reasoning
- • Risk-based approach documentation
- • Threshold calibration records
US Customer Success Stories
Regional Bank - California
$18B Asset Bank
Challenge: 94% false positive rate, regulatory findings
Results:
- • 85% reduction in alert volume
- • 9x improvement in SAR conversion rate
- • $8.2M annual savings
- • Zero exam findings in follow-up
Fintech - New York
Payment Processor
Challenge: Scaling AML with 3x transaction growth
Results:
- • Handled 3x volume with same team
- • 14 days → 6 hours review backlog
- • 82% reduction in customer friction
- • Avoided hiring 80 analysts
Serving All US Financial Sectors
Commercial Banks
- • Retail banking
- • Commercial lending
- • Private banking
- • Correspondent banking
Credit Unions
- • Member services
- • Share draft accounts
- • Wire transfers
- • ACH processing
Fintech & Neobanks
- • Digital banking
- • P2P payments
- • Embedded finance
- • Buy-now-pay-later
Payment Processors
- • Card processing
- • ACH networks
- • Real-time payments
- • Cross-border transfers
Money Services
- • MSB compliance
- • Remittances
- • Check cashing
- • Currency exchange
Crypto & Digital Assets
- • Exchange compliance
- • Wallet services
- • DeFi platforms
- • VASP requirements
Ready to Transform Your US AML Compliance?
Join 100+ US financial institutions leveraging AI for FinCEN and BSA compliance.
Schedule Demo →