🇬🇧 United Kingdom

AML Compliance for UK Financial Institutions

Meet FCA, MLR 2017, and Economic Crime Act requirements with AI-native technology. Trusted by UK banks, building societies, and fintech firms.

75+
UK Financial Firms
85%
False Positive Reduction
100%
GDPR Compliant
£6.5M
Avg Annual Savings

UK Regulatory Framework

FCA Requirements

  • SYSC Requirements: Senior management arrangements, systems and controls
  • SAR Submission: Suspicious activity reports to NCA within required timelines
  • Risk-Based Approach: Proportionate AML controls based on ML/TF risk
  • Record Keeping: 5-year retention with audit trail

MLR 2017 & Economic Crime Act

  • CDD Requirements: Enhanced due diligence for high-risk customers and PEPs
  • Beneficial Ownership: PSC register verification and monitoring
  • Sanctions Screening: HMT consolidated list and UN sanctions
  • Transparency: Economic Crime Act 2022 enhanced requirements

Built for UK Financial Services

🛡️

GDPR Compliant

Full UK GDPR compliance with data residency options, privacy-by-design architecture, and automated data subject rights handling.

🤝

JMLIT Integration

Participate in Joint Money Laundering Intelligence Taskforce information sharing with privacy-preserving technology.

🏴󠁧󠁢󠁥󠁮󠁧󠁿

UK Sanctions Lists

Real-time screening against HM Treasury consolidated sanctions list, OFSI guidance compliance, and automated reporting.

Post-Brexit AML Compliance

Navigate the evolving UK regulatory landscape with confidence:

UK-EU Coordination

  • • Alignment with 5AMLD and 6AMLD where beneficial
  • • Cross-border transaction monitoring
  • • EU sanctions list integration
  • • MiFID II equivalence considerations

Economic Crime Reform

  • • Companies House reform readiness
  • • Enhanced corporate transparency
  • • Failure to prevent fraud offence preparation
  • • Register of Overseas Entities compliance

UK Customer Success

Building Society - London

£12B Asset Institution

Challenge: Legacy systems generating 50K+ alerts monthly with 93% false positive rate. FCA skilled persons review identified significant deficiencies.
Results After 9 Months:
  • • 87% reduction in false positives
  • • SAR conversion rate: 2.3% → 19.2%
  • • Investigation time: 52 hours → 15 hours per case
  • • £7.1M annual cost savings
  • • FCA follow-up review: zero findings

Serving UK Financial Sectors

Retail Banks

  • High street banking
  • Current accounts
  • Mortgages
  • Consumer credit

Building Societies

  • Savings accounts
  • Mortgages
  • Member services
  • Deposits

Challenger Banks

  • Digital banking
  • Business banking
  • Mobile-first services
  • Open banking

Payment Institutions

  • E-money services
  • Payment services
  • Remittances
  • FX services

Wealth Management

  • Private banking
  • Investment management
  • Fund administration
  • Trust services

Crypto Firms

  • FCA-registered firms
  • Cryptoasset exchange
  • Custody services
  • DeFi platforms

Ready to Transform Your UK AML Compliance?

Join 75+ UK financial institutions leveraging AI for FCA and MLR compliance.

Schedule Demo →